Individual Insurance

Guarantees for the if in life






Working internally with our financial planning team and partner broker, Ash Brokerage,

we can integrate your insurance designs right into your financial plan.


Office - Hannah Notepad 1




Individual Insurance

As a part of your planning—whether that be financial, legacy, estate, or business— our team provides the services to find the insurance coverage that will protect you and your assets. With the ability to independently shop the insurance market, we are able to design an insurance plan that is customized to fit your needs.

We customize insurance planning such as:

  • Personal life insurance
    • Term
    • Permanent
  • Key person/buy-sell business insurance
  • Personal and business disability insurance
  • Personal long-term care insurance


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Wealth Management




Qualified Plans



We solve rather than sell. We will use our knowledge, tools, experience, morals, and values to help build the right type of financial plan for you and your family.


Get personalized consulting from a Qualified Plan Financial Consultant® who is committed to designing the plan that meets your objectives and helps your employees achieve their long-term goals.

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  Want to learn more?  
  Learn more on how we can help you build the financial future that you have always dreamed of.  
  ​Contact Us​   
DeGraaf - Full Logo Clear
215 Park Avenue South, Suite 100, Saint Cloud, Minnesota 56301
Phone: (320) 251-6968 | Fax: (320) 202-8505